Bajaj Finance sees 27% surge in festive loans, boosting inclusion

Bajaj Finance recorded a 27% surge in festive loan volume and a 29% increase in value compared to the same period last year, disbursing approximately 63 lakh loans between September 22 and October 26, 2025. This growth reflects the positive impact of next-generation GST reforms and personal income tax changes, which have increased consumers' purchasing power.

During this period, the company acquired 23 lakh new customers, with 52% being new-to-credit, significantly advancing financial inclusion. Lower GST for televisions and air-conditioners contributed to a 6% reduction in average loan ticket size and a premiumization trend, with 71% of TV loans for 40-inch and above screens.

Bajaj Finance serves over 110 million customers through its digital platforms and 239,000 active distribution points across 4,200 locations Pan-India. The company's focus on continuous innovation and a diversified portfolio supports its role in empowering the Indian consumer.