Capri Global Capital sees 143% PAT growth in Q2FY26, expands branch network

Capri Global Capital Limited reported a consolidated Profit After Tax (PAT) of ₹236 crores for Q2FY26, marking a 143% year-over-year increase and a 35% quarter-over-quarter growth. This strong performance was supported by a 40% YoY rise in consolidated AUM, reaching ₹27,040 crores, and a 64% YoY increase in disbursements to ₹8,952 crores. Net Interest Income also saw a substantial increase of 57% YoY to ₹480 crores, while non-interest income grew by 97% YoY to ₹203 crores, contributing 29.8% to net total income.

Operational efficiency improved significantly, with the cost-to-income ratio decreasing to 49% in Q2FY26 from 64% in Q2FY25. Asset quality remained robust, with the Gross Stage 3 ratio declining to 1.3% and the Net Stage 3 ratio improving to 0.7%, backed by a 43% provision coverage ratio on Stage 3 loans.

The company's branch network expanded to 1,224 locations, adding 86 branches during the quarter. Gold Loan branches increased to 842 across 11 states and UTs, while mortgage finance operations reached 360 branches in 14 States and UTs. Capri Global Capital targets ₹500 bn AUM by FY28 and over ₹1,000 bn by FY33, aiming for 16-18% RoAE and 4.0%-4.5% RoAA by FY28.