Bandhan Bank reports strong deposit growth, stable asset quality in Q2 FY26

Bandhan Bank announced its unaudited financial results for the quarter and half-year ended September 30, 2025. The bank reported an 11% year-on-year growth in total deposits, reaching ₹1,580.7 bn, with CASA deposits at ₹44,211 crore. Gross advances grew 7% year-on-year to ₹1,400.4 bn. The Gross Non-Performing Assets (GNPA) ratio remained stable at 5.0%, and the net NPA ratio at 1.4%, with a provision coverage ratio of 73.7%.

The board of directors also approved the appointments of Avijit Mukerji as a non-executive non-independent director and Gauri Prosad Sarma as an independent director, effective from September 25, 2025, and October 28, 2025, respectively, subject to shareholder approval. These appointments reinforce the bank's leadership and strategic direction. The bank's capital adequacy ratio, including profits, stood at 18.6% against a regulatory requirement of 11.5%.

Digital initiatives showed strong traction, with 98% of retail transactions being digital and 92% of saving accounts opened digitally. The bank's distribution network now spans nearly 6,350 outlets, serving over 3.23 crore customers.