PB Fintech reports robust Q2 FY26 performance with surging profit

PB Fintech's consolidated financial results for Q2 FY26 show total insurance premium at ₹7,605 crore, a 40% year-on-year (YoY) increase. New protection premium (health and term insurance) grew by 44% YoY, while consolidated operating revenue rose 38% YoY to ₹1,614 crore. The company's adjusted EBITDA saw a significant 180% YoY increase, reaching ₹156 crore, improving its margin from 5% to 10% YoY. Profit after tax (PAT) surged by 165% YoY to ₹135 crore.

The new initiatives segment also contributed to the growth, with revenue increasing by 61% YoY and adjusted EBITDA margin improving from -12% to -4%. PB Partners' premium growth accelerated to 56%, and PB UAE achieved profitability for three consecutive quarters. Furthermore, the company reported a total lending disbursal of ₹8,570 crore, marking a 102% YoY growth.

For the half-year ended September 30, 2025 (H1 FY26), total revenue grew 36% with improving margins. PAT for H1 FY26 grew 214% YoY to ₹220 crore. The company highlighted consistent and significant growth in revenue and PAT since its public listing in November 2021.