ICICI Bank reports profit growth, robust asset quality in Q2 2026

ICICI Bank reported a 5.2% year-on-year increase in profit after tax to ₹12,359 crore for Q2-2026, with profit before tax excluding treasury growing 9.1% to ₹16,164 crore. Net interest income rose by 7.4% year-on-year to ₹21,529 crore, while fee income saw a 10.1% increase to ₹6,491 crore. The net interest margin stood at 4.30% for the quarter.

The bank maintained strong asset quality with a net NPA ratio of 0.39% at September 30, 2025, down from 0.41% in the previous quarter. Total provisions for Q2-2026 were ₹914 crore, approximately 5.4% of core operating profit. The domestic loan portfolio grew by 10.6% year-on-year, driven by a 24.8% increase in business banking and a 6.6% rise in the retail loan portfolio.

Total period-end deposits grew by 7.7% year-on-year to ₹16,12,825 crore, with average deposits increasing 9.1% to ₹15,57,449 crore. The bank's capital position remained robust, with a CET-1 ratio of 16.35% and a total capital adequacy ratio of 17.00% as of September 30, 2025.