IndusInd Bank reports Q2 loss amid shifting profitability, asset quality

IndusInd Bank reported a net interest income of ₹4,409 Crores for the quarter ended September 30, 2025. Consolidated net profit for the quarter, after tax, showed a loss of (₹43,688) as opposed to a profit of ₹133,129 in the same period last year. For the half-year ended September 30, 2025, the consolidated net profit after tax stood at ₹16,719.

Key financial metrics for the quarter included a Credit Risk-Adjusted Return (CRAR) of 17.10% and an Average Liquidity Coverage Ratio (LCR) of 132%. The Gross Non-Performing Assets (GNPA) were recorded at 3.60%, while Net Non-Performing Assets (NNPA) were 1.04%.

Standalone results mirrored the consolidated trend, with a net profit after tax loss of (₹44,479) for the quarter, compared to a profit of ₹132,545 in the previous year. For the half-year, standalone net profit after tax was ₹23,946. Total income from operations for the quarter stood at ₹1,325,991 consolidated and ₹1,325,659 standalone.