ICICI Bank reports strong Q2-2026 earnings, asset growth

ICICI Bank's board of directors approved its standalone and consolidated financial results for the quarter and six months ended September 30, 2025. The bank reported a 9.1% year-on-year increase in profit before tax (excluding treasury) to ₹16,164 crore for Q2-2026. Core operating profit grew by 6.5% year-on-year to ₹17,078 crore, with profit after tax rising 5.2% to ₹12,359 crore. The bank's total consolidated assets increased by 6.8% year-on-year to ₹26,86,485 crore.

Key growth drivers included a 9.1% year-on-year rise in average deposits to ₹15,57,449 crore and a 10.6% increase in the domestic loan portfolio to ₹13,75,260 crore. Asset quality improved, with the net NPA ratio at 0.39% as of September 30, 2025. The total capital adequacy ratio stood at 17.00% on a standalone basis.

In leadership news, Ms. Vijayalakshmi Iyer was appointed as an additional (independent) director, effective December 1, 2025, through May 31, 2030, pending shareholder approval. Mr. Balaji V.V. will retire as senior management personnel on October 31, 2025.