Bank of India reports strong half-year earnings and asset quality improvement

Bank of India (BOI) has released its unaudited financial results for the second quarter/half-year ended September 30, 2025. The standalone figures show total income from operations at ₹41,14,421 lakh for the half-year, compared to ₹38,11,222 lakh in the prior half-year. Net profit after tax for the half-year reached ₹4,80,669 lakh, up from ₹4,07,642 lakh in the previous corresponding period, marking an 17.91% year-on-year increase.

On a consolidated basis, the total income from operations for the half-year stood at ₹41,41,749 lakh, compared to ₹38,38,121 lakh previously. Consolidated net profit after tax for the half-year also increased to ₹4,40,625 lakh from ₹4,30,959 lakh a year earlier. The bank's gross non-performing assets (NPA) improved to 2.54%, a reduction of 187 basis points year-on-year, while net NPA decreased to 0.65%, down 29 basis points year-on-year.

Earnings per share (basic) for the half-year increased to ₹10.56 from ₹8.95 in the previous corresponding period. These results, published on October 18, 2025, reflect a positive financial trajectory for Bank of India.