Poonawalla Fincorp reports strong Q2FY26 AUM growth, diversified portfolio

Poonawalla Fincorp Limited reported significant financial performance for Q2 FY26, with AUM growing 68% year-over-year to ₹47,701 crore and net interest income (including fees and other income) increasing 40.3% year-over-year to ₹905 crore. The company's PAT for the quarter stood at ₹74 crore, with a stable asset quality reflected by a gross NPA of 1.59% and NNPA of 0.81%. The capital adequacy ratio remained healthy at 20.85%, well above the regulatory requirement.

The board of directors approved unaudited standalone and consolidated financial results on October 17, 2025, with positive auditor reviews for both. New product disbursements contributed 17% to total disbursements, totaling ₹2090+ crores. Notably, Poonawalla Fincorp launched 10 new AI projects, bringing the total to 45. A preferential issue on September 17, 2025, raised ₹14,999,847,636.02 through 33,148,102 equity shares, fully utilized for debt prepayment.

The company also released its asset liability management (ALM) statement, indicating ₹6,261 crore in liquidity buffer. It maintained its highest long-term credit rating of AAA/Stable from CARE Ratings and CRISIL, and a short-term rating of A1+. An audio recording of the Q2 FY26 earnings conference call and an investor/analysts' presentation are available on the company’s website.