Central Bank of India reports strong Q2 FY26 performance, declares interim dividend

Central Bank of India announced its unaudited standalone and consolidated financial results for the second quarter and half year ended September 30, 2025, revealing a net profit increase of 32.86% to ₹1,213 crore for the quarter. The bank also declared a 2% (₹0.20 per equity share) interim dividend for FY 2025-26, with October 27, 2025, set as the record date.

The bank's total business grew by 14.43% to ₹737,938 crore, with total deposits increasing by 13.40% to ₹444,450 crore, and gross advances rising by 16.03% to ₹293,488 crore. Asset quality showed significant improvement, with Gross NPA decreasing by 158 basis points to 3.01% and Net NPA improving by 21 basis points to 0.48%. The Provision Coverage Ratio also improved by 57 basis points to 96.88%.

Return on Assets (ROA) improved to 1.01% and Return on Equity (ROE) increased to 14.22% for the quarter. The Capital to Risk-Weighted Assets Ratio (CRAR) strengthened to 17.34%, with Tier I capital at 14.98%, reflecting an overall robust financial performance.