Bank of India posts strong half-year profit growth, improved asset quality

Bank of India reported a substantial rise in standalone net profit to INR 4,80,669 Lakh for the half-year ended September 30, 2025, up from INR 4,07,642 Lakh in the previous year. Total income for the half-year also increased to INR 41,14,421 Lakh, compared to INR 38,11,222 Lakh for the same period last year. On a consolidated basis, net profit reached INR 4,40,625 Lakh and total income was INR 41,41,749 Lakh for the half-year.

The bank's asset quality showed improvement, with standalone gross non-performing assets (NPAs) decreasing to 2.54% and net NPAs to 0.65% as of September 30, 2025, from 4.41% and 0.94% respectively a year prior. The capital adequacy ratio (Basel III) stood at 16.69% (standalone) and 17.24% (consolidated).

The Provision Coverage Ratio of the bank stood at 93.39% as of September 30, 2025. The Board of Directors approved these unaudited financial results on October 17, 2025.