Muthoot Capital Services reports strong Q2 FY26 growth, AUM up 38%

Muthoot Capital Services Limited reported impressive financial results for Q2 FY26, with an AUM of ₹3,284 Cr, marking a 38% year-on-year growth. PAT reached ₹3.31 Cr, while total disbursements for the quarter were ₹535 Cr. The company's Net Worth stands at ₹657.0 Cr, and its Capital Adequacy Ratio is a healthy 22.02%, reflecting strong financial health and operational efficiency.

The company's asset quality saw GNPA at 6.46% and NNPA at 3.07% as of September 30, 2025. Provision coverage ratio (S3) was maintained at 60%. Muthoot Capital Services also provided an investor presentation detailing product-wise portfolio performance, geographical presence across 23 states and 388 districts, and a 30-year journey highlighting key milestones since its establishment in 1994.

The unaudited financial results and a limited review report by Sundaram & Srinivasan confirm the company's adherence to regulatory standards. The company's borrowing profile indicates a diversified funding strategy, with total borrowings of ₹2,996.28 Crores as of September 30, 2025. The structural liquidity statement reflects sound management of inflows and outflows, reinforcing stability in its operations.