IRFC reports record profit, declares interim dividend amid diversification push

Indian Railway Finance Corporation (IRFC) reported a profit after tax (PAT) of INR 3,522.67 crores for the half-year ended September 30, 2025, a 10.45% increase from the previous year. The second quarter of FY 2025-26 alone saw a PAT of INR 1,776.98 crores, up 10.19% from Q2 FY 2024-25. Total income for the half-year reached INR 13,290.15 crores. The board of directors declared an interim dividend of INR 1.05 per equity share, with payment within 30 days of the October 24, 2025, record date.

This strong performance is attributed to the company's strategic diversification, with new business segments improving margins and profitability. IRFC sanctioned new business agreements totaling INR 45,382 crore across railway-linked sectors, a ninefold increase from the prior financial year. This diversification led to a notable improvement in net interest margins (NIMs) to 1.55% (annualized). The company's assets under management (AUM) reached INR 4.62 lakh crores, and net worth and EPS hit all-time highs of INR 56,193.85 crore and INR 5.39 per share (annualized), respectively. The financial results were approved by the board of directors on October 15, 2025.