Muthoot Finance prices $150m senior secured notes for lending activities

Muthoot Finance Limited, through its finance committee, approved the pricing of $150,000,000 6.375% senior secured notes due 2030. These new notes will be consolidated with existing $600,000,000 6.375% senior secured notes due 2030 under the company's $4 billion global medium term note program. The issue date is October 14, 2025, with an average maturity of 3.88 years and maturity date of March 02, 2030.

The notes carry a coupon of 6.375%, with interest payments scheduled for March 02 and September 02 each year, commencing March 02, 2026. Principal amortization payments will occur in five tranches from March 02, 2029, to March 02, 2030. The re-opening issue price/yield is 101.75 / 5.863% yield to average life, plus accrued interest from September 02, 2025.

The net proceeds from this issue will be allocated to onward lending activities, in compliance with the Foreign Exchange Management (Borrowing and Lending) Regulations 2018 and External Commercial Borrowings (ECB) guidelines. The notes are proposed to be listed on NSE IFSC Limited.