ESAF Small Finance Bank sees deposit and retail loan growth

ESAF Small Finance Bank's total deposits increased by 5.93% year-on-year to ₹22,894 crore as of September 30, 2025. CASA deposits grew by 13.67% year-on-year, reaching ₹6,046 crore, and the CASA ratio improved to 26.41% from 24.61% a year prior.

Gross advances grew by 4.35% year-on-year to ₹19,137 crore. This was driven by a 62.31% year-on-year increase in retail and other loans, totaling ₹11,711 crore, which now constitute 61.20% of gross advances. Conversely, micro loans saw a decrease of 33.25% year-on-year to ₹7,426 crore.

The bank expanded its customer base to 97.76 lakh, adding 1.96 lakh new customers during the quarter. Its distribution network now includes 788 branches, 718 ATMs, and 1,113 customer service centers across 24 states and two union territories.