Ujjivan Small Finance Bank reports strong Q2 FY26 growth

Ujjivan Small Finance Bank reported a strong performance for the quarter ended September 30, 2025. Total deposits reached ₹39,101 crore, marking a 14.8% year-on-year increase. CASA deposits grew by 22.1% to ₹10,782 crore, with the CASA ratio at 27.6%. The credit-deposit ratio stood at 88%.

Gross loan book expanded by 14.0% year-on-year to ₹34,588 crore. The secured book demonstrated substantial growth, up 54.5% year-on-year to ₹16,342 crore, now comprising 47% of the total loan book. Disbursements surged by 48.0% year-on-year to ₹7,958 crore.

Asset quality showed improvement, with PAR at 4.45% and GNPA at 2.46% as of September 30, 2025. Micro banking (GL & IL) Bucket X collection efficiency remained high at 99.50% for September 2025.