RBL Bank reports strong Q2 FY26 provisional financial growth

RBL Bank reported robust provisional financial performance for the quarter ended September 30, 2025. Total deposits increased to Rs. 1,16,665 crore, marking an 8% year-over-year (YoY) and 3% quarter-over-quarter (QoQ) growth. Deposits below Rs. 3 crore reached Rs. 59,441 crore, showing a 14% YoY and 3% QoQ increase, and now constitute approximately 51.0% of the overall deposit mix. CASA grew to Rs. 37,169 crore, up 3% YoY and 2% QoQ, with a CASA ratio of 31.9%.

Gross advances crossed Rs. 1 lakh crore in Q2 FY26, reaching Rs. 1,02,350 crore, reflecting a 14% YoY and 6% QoQ growth. Retail advances saw an 11% YoY and 5% QoQ increase, while wholesale advances grew 20% YoY and 6% QoQ. Within wholesale, commercial banking advances posted a 33% YoY and 5% QoQ growth.

The mix of retail to wholesale advances stood at approximately 60:40. Notably, secured retail advances surged by 29% YoY and 10% QoQ, offsetting a 7% YoY de-growth in unsecured retail advances. The liquidity coverage ratio for the quarter was 127%. This provisional information is subject to approval by the audit committee, the board of directors, and statutory auditors.