Capital Small Finance Bank reports robust Q2FY26 growth

Capital Small Finance Bank demonstrated strong performance for the quarter ended September 30, 2025. Gross advances grew to ₹7,907 crores, marking a 17.7% year-on-year (Y-o-Y) increase and 6.3% quarter-on-quarter (Q-o-Q) growth. Total deposits reached ₹9,317 crores, up 19.8% Y-o-Y and 2.3% Q-o-Q, reflecting sustained customer trust.

The Bank's asset quality remained stable, with Gross NPAs holding at 2.7% as of September 30, 2025. Disbursements during the quarter increased significantly to ₹805 crores, a 36.2% rise compared to ₹591 crores in Q2FY25, underscoring strong loan book expansion. The loan book remains highly secured, with 99.0% being secured.

The CASA ratio stood at 33.9%, slightly lower than the 35.9% reported on June 30, 2025, yet still reflecting a robust retail depositor base. The average Credit-to-Deposit (CD) ratio for the quarter ended September 30, 2025, was 81.5%, while the Liquidity Coverage Ratio (LCR) was 234.9%, indicating ample liquidity for future growth.