Karur Vysya Bank discusses US tariff impact, investor engagement

Karur Vysya Bank (KVB) announced that its top management, including the executive director, chief financial officer, chief risk officer, and head of commercial banking group, participated in an institutional investor/analyst meet on September 19, 2025, in Chennai. The meeting, organized by ICICI Securities as part of the "BFSI yatra" Investors Conference, involved discussions with 12 institutional investors and analysts, including Bandhan AMC, Unifi Capital, Franklin Templeton, and PPFAS Mutual Fund. Information available in the public domain was shared, with no other UPSI disclosed.

KVB also provided a detailed analysis of the impact of US tariff imposition on its advances. The bank estimates an overall Exposure at Impact (EAI) of 1.20% of its total advances as of June 2025, primarily affecting textile exports (0.86%), granites (0.21%), and seafood (0.07%). The total MSME exposure to US exports stands at 0.56% of total advances. KVB noted a strategic reduction in its textile portfolio from 8.00% in March 2021 to 5.43% in June 2025 and highlighted adequate provisioning for the segment.

The bank anticipates the Indian economy to be resilient due to strategic shifts in exports, domestic market focus, and Free Trade Agreements (FTAs), mitigating the impact of US tariffs. This disclosure aligns with NSE's Guidance Note on best practices for analyst/institutional investor meets.