Bank of Baroda revises MCLR, lowers overnight and three-month rates

Bank of Baroda has revised its Marginal Cost of Funds Based Lending Rate (MCLR), effective September 12, 2025, according to an announcement dated September 10, 2025. This revision sees a notable change in the overnight MCLR, decreasing from 7.95% to 7.85%. The one-month MCLR remains unchanged at 7.95%.

The three-month MCLR will be adjusted from 8.35% to 8.20%, while the six-month MCLR will remain constant at 8.65%. The one-year MCLR also shows no change, staying at 8.80%. These adjustments indicate a targeted approach to managing lending rates across different tenors.

The bank requested this information be noted pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015, and uploaded to the respective websites of BSE Ltd. and National Stock Exchange of India Ltd. The announcement was formally communicated by S Balakumar, company secretary, from Baroda Corporate Centre in Mumbai.