Indian Bank revises MCLR and TBLR effective September 3, 2025

Indian Bank has announced a revision in its Marginal Cost of Funds Based Lending Rate (MCLR) and Treasury Bills Linked Lending Rates (TBLR), effective from September 3, 2025. The asset liability management committee of the bank reviewed these rates.

Under the revised MCLR, the overnight rate decreases from 8.20% to 8.05%, the 1-month rate from 8.40% to 8.30%, and the 3-month rate from 8.60% to 8.45%. Similarly, the 6-month MCLR is adjusted from 8.85% to 8.70%, and the 1-year MCLR from 9.00% to 8.85%.

For TBLR, rates for <= 3 months will increase from 5.35% to 5.45%, while rates for >3 months & <=6 months, >6 months & <=1 year, and >1 year & <=3 years will all increase from 5.50% to 5.55%. Other benchmark rates, including the Base Rate at 9.70%, Benchmark Prime Lending Rate (BPLR) at 13.95%, Policy Repo Rate at 5.50%, and Repo Linked Benchmark Lending Rates (RBLR) at 8.20%, remain unchanged.