Utkarsh Small Finance Bank to meet investors after reporting Q1 FY26 net loss

Utkarsh Small Finance Bank (USFB) announced an analyst and institutional investor meeting schedule from August 30 to September 8, 2025. The meetings will cover the company’s Q1 FY26 unaudited financial results and business outlook. Management will interact with investors in one-on-one and/or group settings in India. A presentation, including the unaudited financial results for the quarter ended June 30, 2025, has been made available.

The bank reported a diversified asset mix with non-JLG book constituting 55% and secured loans making up 45% of its portfolio. Total advances for Jun-25 stood at INR 19,224 crore, while total deposits reached INR 21,489 crore. As of Q1 FY26, the yield on advances was 15.6%. The bank reported a net loss of INR 239 crore for Q1 FY26, with a gross NPA of 11.4% and net NPA of 5.0%.

USFB continues its strategic geographic expansion, sustaining its dominance in UP & Bihar while expanding retail lending in new geographies. The bank emphasizes building a granular retail deposit franchise and operational efficiency to improve margins through optimal utilization of its approximately 1,100 banking outlets.