Muthoot Capital Services reports strong FY25 growth, sustainable practices

Muthoot Capital Services Limited (MCSL) released its Annual Report for the financial year 2024-25, highlighting significant achievements including a record-high disbursement of ₹2,642 crores and a 50% increase in assets under management (AUM) to over ₹3,000 crores. The company's net profit for FY25 stood at ₹4,631.47 lakhs. This growth was underpinned by a strategic shift to a digital-first approach, with 100% of loan applications now digital, and an expansion into four new states: Bihar, Jharkhand, Uttar Pradesh, and Rajasthan.

The company's asset quality also saw considerable improvement, with gross non-performing assets (GNPA) reduced by 52% to 4.9% and net non-performing assets (NNPA) at 2.30% as of March 31, 2025. This was supported by robust risk management and credit assessment frameworks. MCSL further reinforced its commitment to sustainability, achieving an ICRA ESG Impact Rating of 73 and increasing EV financing by ₹250 crores.