FilingReader Intelligence

Utkarsh Small Finance Bank posts INR 239m quarterly loss

August 4, 2025 at 10:20 AM UTCBy FilingReader AI

Utkarsh Small Finance Bank reported a net loss of INR 2,395 crore for the quarter ended June 30, 2025, despite total income of INR 10,187 crore.

The bank's gross loan portfolio stood at INR 19,224 crore with total deposits of INR 21,489 crore. However, asset quality deteriorated with gross NPAs rising to 11.42% and net NPAs at 5.00%.

The bank maintained a strong capital adequacy ratio of 19.64%, though return on assets was negative at 0.87%.

This report was generated by FilingReader's AI system from regulatory filings and company disclosures. To request a correction, contact editorial@filingreader.com

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