PNB Housing Finance profit jumps 23% on loan growth

PNB Housing Finance Limited reported 18.1% year-on-year growth in its retail loan book to INR 76,923 crores by June 30, 2025, with total loan book at INR 77,732 crores.

Retail disbursements grew 14% to INR 4,980 crores, driven by 30% growth in Affordable segments and 32% in Emerging Markets.

Profit after tax increased 23% year-on-year to INR 534 crores. The company maintained gross NPA at 1.06% and net interest margin at 3.74%, with annualized return on assets of 2.57%.