Bandhan Bank deposits rise, CASA ratio declines in Q1

Bandhan Bank announced its unaudited financial results for the quarter ending June 30, 2025, revealing a 16.1% year-on-year increase in total deposits, reaching approximately INR 154,664 Crore. Loans and Advances (On book + PTC) saw a 6.4% increase year-on-year, totaling INR 133,635 Crore. CASA deposits declined by 5.8% to INR 41,859 Crore, while retail term deposits surged 33.6% to INR 63,658 Crore. Consequently, the CASA ratio decreased to 27.06%. Retail deposits now account for 68.22% of total deposits, with bulk deposits comprising 43.57% of total term deposits. The bank's LCR as of June 30, 2025, stands at approximately 178.28%. Collection efficiency excluding NPAs sits at 97.7% for the bank. These figures are subject to review by the Audit Committee, Board of Directors, and Statutory Auditors.