Jammu & Kashmir Bank posts increased net profit for fiscal year 2025

Jammu & Kashmir Bank (J&KBANK) has announced its audited financial results for the fiscal year ended March 31, 2025, reporting a net profit of INR 2082.46 Crores, compared to INR 1767.27 Crores in the previous year. Total income increased to INR 13672.67 Crores. The bank's gross NPA ratio stood at 3.37%, with net NPA at 0.79%. Capital Adequacy Ratio (BASEL III) was reported at 16.29%. During the quarter, the Bank identified fraud cases and is holding provision amounting to INR 196.37 Crores against the fraud amount involved. The Board of Directors proposed a dividend of INR 2.15 per share.