Paytm Money slashes MTF interest rates, revises brokerage rules

Paytm Money, a subsidiary of One 97 Communications, has announced lower interest rates starting at 9.75% p.a. for its Pay Later (MTF) product, down from the previous 14.99% p.a. The new rates, effective April 18, 2025, are tiered based on funding book size, with retail investors and those with holdings above INR2,500,000 benefitting from the lowest rate. Concurrently, Paytm Money will implement a revised brokerage of 0.1% per trade, balancing affordability with platform sustainability starting May 18, 2025. This move aims to increase accessibility to margin trading, catering to both retail and high-volume investors by offering more cost-effective and flexible options.