L&T Finance FY25 retail disbursements up 11% annually

L&T Finance announced its business update for the quarter and financial year ended March 31, 2025. The company estimates retail disbursements for FY25 at approximately INR 60,020 crores, marking an 11% year-on-year growth. Rural Business Finance reached INR 20,920 crores, while Farmer Finance reached INR 7,930 crores. Urban Finance reached INR 24,960 crores, and SME Finance grew to INR 4,990 crores. The company's retail portfolio retailisation is expected to reach 97% by the end of Q4FY25. At the end of Q4FY25, the company's retail loan book is estimated to be around INR 95,100 crores. PAN India's 0 DPD collection efficiency in March 2025 for Rural Group Loans and Micro Finance is estimated to be 99.38%, excluding Karnataka, is estimated to be at 99.64%.