AU Small Finance Bank ratings reaffirmed by CRISIL

** AU Small Finance Bank (AUBANK) announced today that CRISIL Ratings has reaffirmed its "CRISIL AA; Stable" rating for the bank's long-term debt instruments (Tier-II Bonds) and short-term instruments. According to a filing with the National Stock Exchange of India (NSE), the long-term rating applies to instruments, while the short-term rating applies to the Certificate of Deposits and Fixed Deposits of the Bank. The reaffirmation reflects CRISIL's assessment of AU Small Finance Bank's ability to manage asset quality through various business cycles and maintain healthy profitability metrics. As of December 31, 2024, the bank's gross loan portfolio stood at INR108,921 crore, reflecting a growth of ~33%. The bank's deposit base was INR112,260 crore on the same date. Overall Capital Adequacy Ratio (CAR) stood at 18%. The rating outlook is stable.