Capitec Bank declares interim dividend as operating profit rises 26%

Capitec Bank Holdings Limited reported a 26% increase in operating profit before tax to R10.472 billion for the six months ended August 31, 2025. Headline earnings per share also rose by 26% to 6,962 cents, alongside a 24% increase in earnings per share to 6,927 cents. Total equity grew by 17% to R53.798 billion.

The directors declared a gross interim dividend of 2,620 cents per ordinary share, a 26% increase from the prior period, to be paid on Monday, October 27, 2025. The net dividend amount, after South African dividend tax of 20%, is 2,096 cents per share. The last day to trade cum dividend is Tuesday, October 21, 2025.

Regulatory changes, including the implementation of the finalised Basel III framework, impacted Capitec Group's operational risk-weighted assets, which increased from R14.665 billion in May 2025 to R29.444 billion in August 2025. The deconsolidation of Capitec Ins also affected the group’s capital adequacy ratio. The company will host a virtual presentation on October 1, 2025, to discuss these results.