Capitec forecasts 22-27% earnings growth for half-year

Capitec Bank Holdings Limited projects headline earnings per share of 6,764-7,041 cents for the six months ending August 31, 2025, up 22-27% from 5,544 cents in the same 2024 period.

The bank cited increased loan disbursements, stable credit loss ratios, and growth in net interest income. Transaction income rose due to more active clients and higher transaction volumes.

Results will include six months of income from Avafin Holding Limited, compared to four months in 2024. Financial results are expected around October 1, 2025.