Capitec Group maintains strong capital and liquidity positions

Capitec Bank Holdings Limited announced its capital adequacy, leverage, and liquidity positions for the first quarter of the 2026 financial year. The Common Equity Tier 1 (CET1) capital stood at ZAR 45,440,935 for the Capitec Group and ZAR 40,574,297 for Capitec Bank, maintaining a CET1% of 37.2% and 35.7% respectively. The Group's total qualifying regulatory capital reached ZAR 46,449,197, resulting in a regulatory capital percentage of 38.0%. The Liquidity Coverage Ratio (LCR) was reported at 2,873%, while the Net Stable Funding Ratio (NSFR) was 225.4%. The leverage ratio for the Group was 19.0%. Capitec confirmed its compliance with Regulation 43 and Basel requirements.