Haosen Fintech loans 33.3m yuan to Shenzhen property investor

Haosen Fintech Group Limited, through its indirect wholly-owned subsidiary Haosen Credit, has entered into a Loan Facility Agreement to provide RMB33,300,000 to an independent third-party borrower. The loan carries an annual interest rate of 9% and is available for a period of 15 months from December 17, 2025, with a maturity date of March 16, 2027.

The borrower, identified as Deng Jianhua, is a PRC resident primarily engaged in property investment business in Shenzhen, PRC. Haosen Credit, incorporated in the PRC and licensed to provide small loans, will fund the facility from the Group's internal resources. Interest on the outstanding balance will be paid quarterly, with the principal and any remaining interest due at maturity.

This transaction is classified as a discloseable transaction under Chapter 14 of the Listing Rules. The Group conducted credit risk assessments, examining the borrower's background and external credit reports, and concluded that the credit risks are manageable. The board believes the terms are fair and reasonable and in the best interests of the company and shareholders due to the expected interest income.