Bank of Tianjin reports growth in assets and profit for nine months

Bank of Tianjin Co., Ltd. reported a 4.63% increase in total assets, reaching 968.903 bn yuan as of September 30, 2025, up from 925.994 bn yuan at the beginning of the year. Loans and advances to customers also grew by 7.00% to 471.628 bn yuan. Total liabilities increased by 4.87% to 898.289 bn yuan, with due to customers rising by 7.90% to 540.536 bn yuan.

For the nine months ended September 30, 2025, the bank’s operating income reached 12.939 bn yuan, a modest 0.48% increase year-on-year. Net profit saw a stronger rise of 5.47% to 3.527 bn yuan, while earnings per share increased by 3.64% to 0.57 yuan.

Key regulatory indicators remained stable, with a capital adequacy ratio of 13.30% and a non-performing loan ratio of 1.70%, unchanged from the beginning of the year. The allowance coverage ratio stood at 164.55%, indicating stable asset quality and risk offset capacity.