Zhongan Online P&C Insurance reports strong solvency and growth in Q3

Zhongan Online P&C Insurance Co., Ltd. announced solid financial results for the period ending September 30, 2025, with key solvency indicators well above regulatory requirements. The company reported actual capital of RMB 2,151,748.67 thousand and core capital of RMB 2,070,255.47 thousand, significantly exceeding the minimum capital requirement of RMB 945,499.05 thousand. This translated to a comprehensive solvency margin ratio of 227.58% and a core solvency margin ratio of 218.96%.

Operationally, the insurer recorded substantial growth in the third quarter of 2025. Insurance business income reached RMB 1,027,443.89 thousand, contributing to a net profit of RMB 129,148.51 thousand. As of September 30, 2025, the company's net asset value stood at RMB 2,526,120.30 thousand.

These unaudited figures, prepared in accordance with Chinese Accounting Standards, were released in compliance with National Financial Regulatory Administration (NFRA) solvency margin disclosure requirements. The company cautions investors that this information has not been audited and advises prudent reliance.