China Pacific Insurance: Solvency, strategic growth follow strong Q3.

China Pacific Insurance (Group) Co., Ltd. announced its Q3 2025 solvency report, highlighting actual capital of RMB4,751.5012m, a 6.3% increase from the previous quarter. The company’s core solvency margin stood at RMB1,702.7177m with a core solvency margin ratio of 176%, while the comprehensive solvency margin was RMB2,520.6731m with a ratio of 213%. The group maintained an AA rating for Q1 2025 and BBB for Q2 2025 in integrated risk rating (IRR), meeting regulatory requirements with low operational, reputational, strategic, and liquidity risks, despite an overall increase in risk exposure due to rapid growth and increased concentration risk.

Pacific Health Insurance Co., Ltd. reported its Q3 2025 solvency, showing actual capital of RMB3,251.33m, an increase of RMB152m yuan from the preceding quarter due to rising net profit and other comprehensive income. The company’s comprehensive solvency margin ratio was 337.20%, and its core solvency margin ratio was 309.41%, both up significantly from the previous quarter. It also maintained an AA rating for IRR in both Q1 and Q2 2025, demonstrating strong liquidity coverage ratios and effective risk management.

Pacific Anxin Agricultural Insurance Co., Ltd., a subsidiary, also submitted its Q3 2025 solvency report, indicating robust liquidity with LCR1 and LCR2 both above 100%, and LCR3 above 50% under various scenarios. The company maintains an AA rating for IRR in both Q1 and Q2 2025, showing strong capabilities in managing liquidity and strategic risks.