Agricultural Bank of China: Capital, Liquidity Up in Q3 2025

Agricultural Bank of China Limited reported a Common Equity Tier 1 (CET1) ratio of 11.16% for the third quarter of 2025, with Tier 1 capital at 12.92% and a total capital ratio of 17.78%. These figures demonstrate the bank’s continued strong capital position, with total risk-weighted assets (RWA) reaching RMB 24,471,018 million. The bank also holds RMB 2,730,958 million in Common Equity Tier 1 capital, net.

The bank's Total Loss Absorbing Capacity (TLAC) stood at RMB 5,092,524 million, representing 20.81% of RWA at the resolution group level, surpassing the 20% regulatory requirement for Global Systemically Important Banks (G-SIBs) including buffers. The leverage ratio was 6.29%, well above the minimum regulatory requirement of 4.00%, with additional requirements for G-SIBs increasing to 0.75% by January 1, 2025.

Liquidity metrics also remained strong, with the daily average Liquidity Coverage Ratio (LCR) for Q3 2025 reported at 130.25%, comfortably exceeding the 100% regulatory minimum. Total high-quality liquid assets (HQLA) amounted to RMB 8,741,375 million. The Net Stable Funding Ratio (NSFR) also showed resilience at 133.01%.