Chongqing Rural Commercial Bank sees net profit, assets rise in Q3 2025

For the nine months ended September 30, 2025, Chongqing Rural Commercial Bank reported a net profit of RMB10,924.9 million, an increase of 3.32% compared to the same period in the previous year. Net profit attributable to shareholders of the Bank rose by 3.74% to RMB10,693.6 million. Operating income reached RMB21,656.7 million, up 0.81% year-on-year, primarily driven by a 6.88% increase in net interest income to RMB17,849.856 million.

As of September 30, 2025, the Group's total assets stood at RMB1,656,250.3 million, marking a 9.30% increase from the end of last year. Loans and advances to customers, gross, grew by 8.92% to RMB777,973.3 million. Total liabilities increased by 9.76% to RMB1,516,134.0 million, with deposits from customers rising 9.04% to RMB1,027,091.6 million. Total equity reached RMB140,116.3 million, a 4.53% increase from December 31, 2024.

The Group's capital adequacy ratios as of September 30, 2025, were 14.77% for capital adequacy ratio, 13.59% for Tier 1 capital adequacy ratio, and 12.98% for Core Tier 1 capital adequacy ratio. The non-performing loan ratio decreased to 1.12%, and the provision coverage ratio improved to 364.82%.