Bank of Chongqing reports strong Q3 2025 results, proposes cash dividend

Bank of Chongqing Co. announced its unaudited third-quarter results for 2025, with total assets reaching 1,022,749,648 yuan, a 19.39% increase from the previous year-end. Net profit for the nine months ended September 30, 2025, grew by 10.42% to 5.19bn yuan, while operating income rose 10.69% to 11.45bn yuan. Customer deposits increased by 16.90% to 554.24bn yuan, and total loans and advances to customers saw an 18.10% increase to 520.38bn yuan.

The bank's non-performing loan ratio decreased by 0.11 percentage points to 1.14%, and the provision coverage ratio improved by 3.03 percentage points to 248.11%. Despite strong growth, capital adequacy ratios saw a decrease compared to the previous year-end, with Core Tier I capital adequacy at 8.57%, Tier I at 9.67%, and total capital adequacy at 12.60%.

The board proposes a cash dividend of 1.684 yuan (tax inclusive) per 10 shares to ordinary shareholders, based on the total share capital as of September 30, 2025. This dividend totals 585.12m yuan (tax inclusive) and represents 11.99% of the net profit attributable to ordinary shareholders for the first three quarters of 2025.