Bank of China sees steady performance, capital growth in H1 2025

Bank of China Limited achieved a profit of 126.138 bn yuan in the first half of 2025, a slight decrease of 0.31% compared to the prior year. Profit attributable to equity holders of the Bank was 117.591 bn yuan, down 0.85% year-on-year. Operating income rose by 3.61% to 329.418 bn yuan, driven by a 25.70% increase in non-interest income to 114.602 bn yuan, while net interest income declined by 5.27% to 214.816 bn yuan.

Total assets grew by 4.93% to 36,790.613 bn yuan, with loans and advances to customers increasing by 6.74% to 23,049.676 bn yuan. Financial investments also expanded by 10.35% to 9,225.800 bn yuan. The Group’s non-performing loan ratio improved slightly to 1.24%, down 0.01 percentage points from the previous year-end, and the capital adequacy ratio stood at 18.67%.

The Bank continued to advance its “Five Major Tasks” by expanding credit support for technology, green, inclusive, and pension finance. It also significantly strengthened its capital base through an offering of A Shares, raising 165.0 bn yuan, which increased its share capital to 322,212,411,814 ordinary shares.