Dah Sing Banking Group reports strong 2025 interim performance

Dah Sing Banking Group Limited announced a solid interim performance for the first six months ended June 30, 2025, with profit attributable to shareholders increasing by 13.1% year-on-year to HK$1.58bn. Basic earnings per share rose to HK$1.12 from HK$0.99. The Group's net interest income saw a 9.4% increase to HK$2.78bn, while net fee and commission income surged by 20.4% to HK$726.76m. Total operating income for the period was HK$3.8bn, a 15.5% increase from the prior year.

The Group's financial position remained robust, with total assets reaching HK$260.68bn as of June 30, 2025. Customer deposits stood at HK$203.95bn, and gross loans and advances to customers totaled HK$139.49bn. Capital adequacy ratios remained strong, with Common Equity Tier 1, Tier 1, and Total capital ratios at 18.2%, 18.9%, and 22.5% respectively. The liquidity maintenance ratio was 60.7%.

An interim dividend of HK$0.31 per share for 2025 has been declared, payable on Thursday, September 18, 2025, to shareholders on record as of September 10, 2025. The Group's prudent risk management and disciplined funding cost strategies contributed to an improved net interest margin, which expanded by 23 basis points to 2.32%.