Zhongyuan Bank reports stable half-year performance with asset growth

Zhongyuan Bank reported a net profit of RMB2,129.0 million for the six months ended June 30, 2025, a 0.5% increase year-on-year. Operating income reached RMB13,562.5 million. Total assets grew by 3.1% to RMB1,407,926.5 million, with deposits from customers increasing by 5.8% to RMB964,868.0 million. Net interest income rose by 3.2% to RMB11,050.6 million.

The bank's non-performing loan ratio slightly decreased to 2.01%, down 0.01 percentage points from the end of the previous year. The allowance coverage ratio improved to 161.05%, up 6.02 percentage points. The capital adequacy ratio improved to 13.29%, reflecting enhanced capital strength. No interim dividend was declared for the period.