Postal Savings Bank of China reports strong H1 2025 results

PSBC's 2025 interim report reveals significant financial achievements, with total assets reaching RMB18.19 trillion, a 6.47% increase from the prior year-end. Total loans to customers rose by 6.99% to RMB9.54 trillion, while customer deposits grew 5.37% to RMB16.11 trillion, indicating solid business expansion. The bank's net profit also saw a 1.08% year-on-year increase, amounting to RMB49,415 million.

The bank continued its digital transformation, with mobile banking monthly active users (MAUs) reaching nearly 86 million and personal e-CNY app wallets exceeding 33 million, ranking first in the industry. PSBC also expanded its green finance initiatives, with green loans totaling RMB958,639 million, an 11.59% increase year-on-year, outpacing overall loan growth by 4.60 percentage points. Furthermore, the bank maintained a capital adequacy ratio of 14.57%, an increase of 0.13 percentage points from the prior year-end, following a RMB130 billion capital injection from A-share issuance.