Huishang Bank reports strong asset and profit growth in H1 2025

Huishang Bank Corporation Limited reported a robust performance for the first half of 2025, with total assets reaching RMB2,251,854 million, an 11.82% increase from the end of last year. Total liabilities rose by 12.59% to RMB2,085,296 million, driven by a 9.92% increase in customer deposits to RMB1,252,004 million. Loans and advances to customers also grew by 9.82% to RMB1,100,533 million.

The bank's operating income for the period increased by 2.25% to RMB21,157 million, while net profit attributable to shareholders saw a 5.55% rise to RMB9,109 million. The non-performing loan ratio improved slightly, decreasing by 0.01 percentage points to 0.98%, with the allowance to non-performing loan ratio increasing by 3.47 percentage points to 289.94%. Basic earnings per share increased to RMB0.66 from RMB0.62 in the same period last year.

In strategic developments, Huishang Bank completed the issuance of 98 debt financing instruments totaling RMB79,342 million and focused on digital transformation, leading to a 12.63% increase in mobile banking customers. The bank also actively supported small and micro enterprises, with inclusive loans reaching RMB168,028 million.