Jiangxi Bank profit drops 9.64% in first half 2025 as income falls

Jiangxi Bank Co., Ltd. reported a net profit of RMB582.64 million for the six months ended June 30, 2025, down 9.64% from RMB644.80 million in the same period of 2024. This decline occurred despite a 1.16% increase in total assets, reaching RMB580.297 billion. Operating income for the period was RMB4.604 billion, a 19.91% decrease year-on-year, primarily due to lower net interest income and net gains from financial investments.

Impairment losses on assets significantly impacted profitability, totaling RMB2.773 billion, a 24.52% reduction from the previous year. Basic earnings per share were RMB0.09, down from RMB0.10. Total equity attributable to shareholders also saw a slight decrease of 0.40% to RMB47.595 billion.

The bank's liquidity coverage ratio stood at 357.49%, with a leverage ratio of 7.81%, both exceeding regulatory requirements. No interim dividends were recommended for the period.