China Bohai Bank's net profit up 3.61% to RMB3.83 bn in first half

China Bohai Bank Co., Ltd. reported a 3.61% year-on-year increase in net profit, reaching RMB3,830 million for the six months ended June 30, 2025. This growth was attributed to increased operating income and continuous cost reduction. The bank's total assets decreased slightly by 1.09% to RMB1,823,802 million, while gross loans and advances to customers rose by 1.91% to RMB954,421,978.

The bank's total liabilities saw a 1.34% decrease to RMB1,710,486,435. Net interest income experienced a slight decline of 0.43% to RMB8,045,646, primarily due to national financial policies that benefited consumers and reduced loan yields. Conversely, net non-interest income surged by 21.81% to RMB6,169 million, driven by a 63.16% increase in net gains on financial investments.

During the reporting period, the bank issued three-year green financial bonds of RMB5 billion, three-year financial bonds of RMB10 billion, and three-year sci-tech innovation bonds of RMB5 billion. The bank's liquidity coverage ratio stood at 128.93% as of June 30, 2025, and its leverage ratio was 5.33%, both exceeding regulatory minimums. The bank also maintained its "investment grade" rating from Moody's (Baa3) and Standard & Poor’s (BBB-).