ICBC reports strong first-half 2025 results with increased assets and dividends

Industrial and Commercial Bank of China Limited (ICBC) reported a net profit of 168,803 million yuan for the first six months of 2025, with total assets exceeding 52 trillion yuan. The bank's total loans and advances to customers increased by 1,813,430 million yuan, or 6.4%, reaching 30,185,659 million yuan. Operating income grew by 1.8% to 409,082 million yuan, while net interest income remained stable at 313,576 million yuan.

The board of directors approved a 2025 interim cash dividend of 1.414 yuan per 10 ordinary shares (pre-tax), totaling 50,396 million yuan. Additionally, ICBC plans to distribute dividends for its USD Offshore Preference Shares at 3.58% (post-tax), amounting to approximately $115.36 million, and will redeem these shares on September 23, 2025. ICBC also issued 50,000 million yuan in 2025 tier 2 capital bonds and 40,000 million yuan in undated additional tier 1 capital bonds to strengthen its capital base.

ICBC maintained a common equity tier 1 capital adequacy ratio of 13.89% and a leverage ratio of 7.49% as of June 30, 2025, demonstrating strong risk resilience. The bank's strategic focus on digital transformation, green finance, and inclusive financial services continues to drive its high-quality development.