China Minsheng Banking declares interim dividend, reports steady financials

China Minsheng Banking Corp. is distributing an interim cash dividend of 1.36 yuan per 10 shares for the six months ended June 30, 2025, with a record date of September 18, 2025, and a payment date of October 16, 2025. This dividend amounts to approximately 5.954bn yuan, representing 29.95% of the Group's net profit attributable to ordinary shareholders. The Bank's total operating income increased by 7.79% to 70.701bn yuan, with net interest income growing by 1.28% to 49.203bn yuan and net non-interest income surging by 26.41% to 21.498bn yuan.

Total assets of the Group stood at 7,768.921bn yuan, a slight decrease of 0.59% from the previous year-end, while total liabilities decreased by 1.28% to 7,066.609bn yuan. The NPL ratio remained stable at 1.48%, with allowance to NPLs at 145.06%. Capital adequacy ratios generally improved, with core tier-1 CAR at 9.50%, tier-1 CAR at 11.62%, and CAR at 13.25%.

The Bank continued to advance its "five major sectors" strategy, focusing on sci-tech, green, inclusive, ageing, and digital finance, providing services to 121.9 thousand sci-tech enterprises. Total assets under custody grew to 12.66 trillion yuan. The Hong Kong Branch reported total assets of HK$236.933bn and a net income of HK$1.648bn, reflecting sustained cross-border business synergy.