Huishang Bank’s interim profits rise by 5.55%

Huishang Bank Corporation Limited announced a net profit attributable to shareholders of RMB9,109 million for the six months ended June 30, 2025, a 5.55% increase from the previous year. Operating income also rose by 2.25% to RMB21,157 million, contributing to a profit before tax of RMB10,706 million, up 5.14%.

Total assets reached RMB2,251,854 million, an 11.82% increase, with total loans and advances to customers growing by 9.82% to RMB1,100,533 million. Customer deposits increased by 9.92% to RMB1,252,004 million.

The non-performing loan ratio slightly decreased to 0.98%, while the allowance to non-performing loan ratio improved to 289.94%. The bank's capital adequacy ratio stood at 13.27%, with Core Tier 1 capital adequacy at 9.53%.